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Advice on exchanging bills/using ATM

 
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munroe25
Frequent Guest


Joined: 03 Jan 2009
Posts: 24
PostPosted: Sat Aug 01, 2009 10:46 am    Post subject: Advice on exchanging bills/using ATM Reply with quote
Hello everyone, I have a question... I went to Russia last February, and I'm going back again next week. My question is, when you guys go to Russia, do you bring US dollars and exchange for rubles or do you use an ATM?

I used my ATM last time, but I think I was charged a lot when I did so. What would you guys advise? Bring money and exchange or use my ATM again? Just wondering which is the best way to do it.

I know if I bring money, I need almost new dollars or they won't even take it.
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nikir
Just Starting


Joined: 17 Mar 2010
Posts: 0
PostPosted: Sat Aug 01, 2009 10:58 am    Post subject: Reply with quote
ATM is better imho. Minimise charges by making fewer and larger transactions. Try and use Sberbank, they don't charge as much. If you have a credit card use that wherever possible, they're becoming more widely accepted now, and you will only be charged the fee by your bank.
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munroe25
Frequent Guest


Joined: 03 Jan 2009
Posts: 24
PostPosted: Sat Aug 01, 2009 11:08 am    Post subject: Reply with quote
cool, good idea, i'll make larger transactions. thanks for the reply. Don't have a credit cards.. they are evil. Wish I had one for this trip though.
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gaijin
Lounge Lizard


Joined: 03 Oct 2007
Posts: 155
PostPosted: Sat Aug 01, 2009 11:11 am    Post subject: Reply with quote
In some banks the rate is so good it's sometimes better than the official rate (when buying rubles).
If you buy using your credit card, the charge is usually very low.
And yes, if your bank doesn't have ATMs where you are (check on their website), Sberbank probably has the lowest charge, and you can take 10k at a time (with others it's often 5k or 6k only).
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